No matter what industry or profession you call ‘home’, chances are that your situation wouldn’t allow you to do it for free for very long; most of us do, in fact, have to ‘work hard for a living’. And when you work hard, you want to make sure the means by which you’re getting paid is safe and secure. In this online world of identity thefts and scams, it’s worth taking a few extra precautions to ensure your compensation reaches your hands…and no one else’s.
Can You ‘Bank’ on Your Bank?
Of course, you want to feel good about the way your brick-and-mortar financial institution does business; that’s a given. But even if you’re comfortable doing financial transactions online, it pays (no pun intended) to stop in and see a banker to set those arrangements up. Face-to-face meetings can help cement your name and your specific needs in a personal banker’s mind. It also enables him or her to explain account safety features to you in a way that’s more accessible than the pages of fine-print paperwork you get.
If your bank doesn’t show you an array of account-protection and fraud-prevention options readily, ask about them. Automatic deposits and pay-outs can be convenient — but not if the pay-out goes to someone it shouldn’t. Fortunately, your bank can be the first line of defence against financial nightmares; timely bank notifications have saved many a customer from financial disaster.
Lock Things Up
Whenever you shop online or visit sites on which you’ll be using financial information, always look for a ‘lock’ icon in the corner of the screen. This little shorthand lets you know that, as far as the limits of technology can allow, this site has firewalls and security measures in place to protect account numbers, ID numbers, et al.
Likewise, make sure that you change passwords for your computer and/or for sensitive information sites frequently. Often, you can get software with automatic reminders to do so; you set the time frame, and the reminder pops up to let you know when that password may be getting ‘old’. If you, like many of us, pay your credit card bills, utility bills, or medical bills online, the same safeguard may be available for those sites. Some sites will lock you out until you make the changes —a ‘fail-safe’ setting for procrastinators.
The best protection against getting ‘stiffed’ out of wages is, of course, having a solid company as an employer. But if you’re one of the growing army of temporary workers employed by companies on an ‘as-needed’ basis, you may wonder about the safety of being paid — in effect — by a selection of companies that all do business differently.
Recruitment finance frees your temp agency to do what it does best: find your next assignment. It, in turn, will handle that agency’s payroll duties, so you can do what you do best without worrying. It’s a win-win of the truest kind, with every step of the process protected with the latest technologies and safeguards. Conscientious bankers, intelligent use of Internet transaction protections, and other third-party services can all play a part in ensuring that your wages come in reliably and safely — and go where you want them to.